Chubb Business Insurance

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Chubb

Insureon is proud to offer small business insurance quotes from our trusted partner Chubb. As the largest provider of commercial insurance in the nation, the company offers an extensive range of services and products for business owners across numerous professions.

The logo for Chubb Insurance in black and white.

AM Best rating: A++
Location: Dedicated small business underwriting teams located in Simsbury, CT, Charlotte, NC, and Phoenix, AZ
Specialty: Property and casualty insurance, business owner's policy (BOP)

Why should I choose Chubb?

Chubb is a top U.S. insurance provider and one of Insureon's best options for buying small business insurance. The company supplies quotes quickly, so Insureon's free online application can retrieve quotes for policies.

Renowned worldwide for its claims, account services, and financial strength, Chubb leverages its expertise to craft insurance solutions for small businesses with up to $30M in revenue. The company responds to claims fairly and promptly, and offers a robust service center for customers to easily manage their policies and submit claims.

What business insurance products does Chubb sell?

These are the top insurance policies sold by Chubb. You can also view all business insurance policies offered through Insureon.

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Business owner's policy

A business owner's policy bundles two insurance policies to protect against the most common risks of running a business. A BOP includes general liability insurance and commercial property insurance at a lower cost than buying each policy separately.

Umbrella / excess liability insurance icon

Commercial umbrella insurance

Commercial umbrella insurance boosts the coverage on several other liability policies, such as general liability insurance and commercial auto insurance. When the underlying policy reaches its limit, umbrella insurance steps in and provides protection up to its limit.

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Workers’ compensation insurance icon

Workers' compensation insurance

Workers' compensation insurance protects employees and employers from the cost of work-related injuries and illnesses. It covers medical costs and disability benefits for employees, and supplies legal protection for the employer in the event of a lawsuit.

Most states require workers' comp as soon as you hire your first employee.

Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers the cost of accidents involving your work vehicle. Almost every state requires this coverage for vehicles owned by a business.

It's important to secure the right auto insurance, as personal auto insurance won't cover accidents that happen while you're driving for work.

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Cyber liability insurance

Cyber insurance protects small businesses against costs related to cyberattacks and data breaches. For example, it can cover the cost of complying with state data breach laws, which might require you to notify all affected customers and supply them with fraud monitoring services after a breach.

This policy is strongly recommended for any business that handles credit card numbers or other customer information.

Get insurance coverage that meets your business needs

View video transcript.

As a small business owner, you know it’s important to work with first-rate carriers when it comes to choosing the best small business insurance. With Insureon, you'll get free quotes from top-rated insurers. And our expert agents can answer any questions you have.

While every small business is different, many companies share similar risks. Insureon offers the best business insurance coverage at affordable costs.

Most small businesses require general liability insurance for common business risks, such as bodily injury and customer property damage.

For businesses looking to save money, a business owner's policy, or BOP, bundles general liability coverage and commercial property insurance into one policy.

Unhappy clients? Professional liability insurance, also known as errors and omissions, helps cover your legal expenses in event of a lawsuit.

Required in most states, workers’ compensation insurance assists with work-related injury costs and lost wages.

Do you handle customer data and information? Cyber liability insurance covers financial losses resulting from data breaches and cyberattacks.

If your business owns vehicles, then you probably need commercial auto insurance. It’ll cover legal bills, medical expenses, and property damage to company-owned vehicles.

With so many companies offering nationwide coverage, there's no shortage of insurance options. Insureon can help match you with the right A-rated insurance providers. Insureon is your number one marketplace for small business insurance.

Who does Chubb serve?

Chubb offers insurance protection for numerous industries in every state except Alaska, Hawaii, and Louisiana. Top industries covered by Chubb include:

How much does small business insurance cost?

A small business owner calculating their small business insurance payments

From our customer data, here's a quick look at average costs for small businesses:

Business owner's policy: $57 per month
General liability: $42 per month
Workers' comp: $45 per month
View small business insurance costs.

Factors such as business income and number of employees affect your premium. Start a free application to see insurance costs for your business.

How do I get insurance for my business?

Insureon can help you find the right insurance for your small business. It's an easy three-step process:

  1. Fill out our free online application. We'll ask for basic information about your business, such as revenue and number of employees.
  2. Review quotes from our trusted carriers, such as Chubb, and choose a policy.
  3. Pay for your policy online and download a certificate of insurance.

Most small business owners can buy a policy and get proof of insurance on the same day they apply for quotes. Note that you won't see quotes from all carriers, only those that match your risks.

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