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Insureon Small Business Blog

The business owner’s guide for managing risk – and your business.

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Small business insurance
Why your commercial lease requires liability insurance
Landlords often require business owners to carry commercial lease insurance. Learn why you may need to purchase insurance before signing a lease, and the types of coverage you may need to carry.
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Recent posts

Small business owner shaking hands with referred customer.
Growing a business
How to build a successful referral program

A referral program can help you turn your existing customers into active promoters of your business and partners in your success. Regardless of your type of business, every satisfied customer is a...

Jennifer Cromly, Director of Strategic Partnerships and Customer Segmentation, sitting next to the words "Insurance for Technology Business"
Insureon videos
Technology business insurance: Do I need it?
Technology business insurance protects IT and other tech companies from unexpected lawsuits and other risks. It can be required by state law or in client contracts.
A small business owner meeting with an HR representative in an office with glass walls.
Employment practices liability
How to handle suspected employee theft at your business
When you suspect that an employee has been stealing from your business, there are a few best practices you can utilize to prepare and respond to this situation.
A woman looks upset while onlookers laugh in the background.
Employment practices liability
Harassment, bullying, and discrimination in the workplace
Bullying in the workplace can put your business at risk of an employment practices lawsuit if left unchecked. It can also damage your reputation and your bottom line.
A small business after being heavily damaged by a hurricane.
Growing a business
Prep your business for hurricane season
Many small businesses don’t survive natural disasters, such as hurricanes and tropical storms. The time to get ready for a hurricane is long before the season starts.
Garage mechanic working on a customer's vehicle.
Auto services
What is the difference between garage keepers vs. garage liability insurance?
Garage keepers insurance and garage liability insurance cover different risks in the auto services industry. You may need both policies to financially protect your business.

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Business insurance tips

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Garage mechanic working on a customer's vehicle.
Auto services
What is the difference between garage keepers vs. garage liability insurance?
Garage keepers insurance and garage liability insurance cover different risks in the auto services industry. You may need both policies to financially protect your business.
Real estate professional handing keys to home owner.
Real estate
Errors and omissions lawsuit tips for real estate professionals
Errors and omissions coverage can help manage professional liability risks associated with the real estate industry. Get free quotes and buy online with Insureon.
Woman stranded next to a broken car
Commercial auto insurance
What happens if your car insurance lapses?
Learn about the possible risks and penalties for letting your commercial auto insurance lapse, and what you should do if it happens.

Growing a business

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Small business owner shaking hands with referred customer.
Growing a business
How to build a successful referral program

A referral program can help you turn your existing customers into active promoters of your business and partners in your success. Regardless of your type of business, every satisfied customer is a...

A small business after being heavily damaged by a hurricane.
Growing a business
Prep your business for hurricane season
Many small businesses don’t survive natural disasters, such as hurricanes and tropical storms. The time to get ready for a hurricane is long before the season starts.
Insurance agent talking with potential clients
Insurance professionals
How to get and retain clients for your insurance business

Once you secure clients, your insurance business can start relying on premium renewals to bring in revenue. So, how does a new insurance agent get clients in the first place? Here are our top five...

Starting a business

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Small business owner shaking hands with referred customer.
Growing a business
How to build a successful referral program

A referral program can help you turn your existing customers into active promoters of your business and partners in your success. Regardless of your type of business, every satisfied customer is a...

Employee handing a customer a bag using safety gloves.
Food & beverage
What to know about food handling licenses and insurance
Proper safety is critical to running a successful food and beverage establishment. Learn how to obtain a food handlers card for yourself and your small business employees.
A series of headshots of different professional people.
Insurance professionals
How to become a licensed insurance agent
Working as an insurance agent allows for flexibility, and it often takes only a few weeks to acquire a license.

Freelancing

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Wedding photographer taking a picture of a bride and groom.
Photo & video professionals
Best wedding photographer insurance for one-day events

Photographers often need liability insurance and equipment coverage to work at weddings. Though you can purchase coverage for a one-day event, you may want a year-long policy if you frequently shoot...

Sole proprietor working in their home office.
Freelance
What is the difference between self-employed business owners vs. sole proprietors?

Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...

Two cybersecurity consultants examining client software code.
IT & technology professionals
How to become a cybersecurity consultant
Cybersecurity consultants can expect to see continued demand for their services, given the increasing number of cyberattacks worldwide and the cost of dealing with them.

Data security for small businesses

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An IT technician completes a checklist in a server room.
IT & technology professionals
8 tech E&O claims examples

Miscommunications, data breaches, and poor business protocols can lead to costly lawsuits for information technology consultants. Reduce your risk by protecting yourself with errors and omissions...

A lightbulb resting on a work desk.
IT & technology professionals
How to protect intellectual property at your startup
When intellectual property is used without permission, having the right insurance and implementing a few best practices could prevent someone from hurting your business or reputation.
A cluttered workspace shown from above.
IT & technology professionals
How to protect your tech company from 6 common startup business risks
Every tech startup faces business risks, from funding issues to legal troubles. Here are some of the most common startup business risks for tech companies and how to protect against them.

Human resources and hiring

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A small business owner meeting with an HR representative in an office with glass walls.
Employment practices liability
How to handle suspected employee theft at your business
When you suspect that an employee has been stealing from your business, there are a few best practices you can utilize to prepare and respond to this situation.
Coworkers reviewing their employer's code of conduct guidelines.
Employment practices liability
How to prevent employee discrimination lawsuits
Ensuring a harassment-free workplace is a key step to preventing many discrimination lawsuits. Learn the best steps you can take to prevent lawsuits and how to protect your business if they happen.
Employer making an employee feel uncomfortable by placing a hand on their shoulder.
Human resources & hiring
What small business owners need to know about employee rights
The best way for your business to avoid costly employment practices lawsuits is to be familiar with employment discrimination laws.

Insureon video library

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Jennifer Cromly, Director of Strategic Partnerships and Customer Segmentation, sitting next to the words "Insurance for Technology Business"
Insureon videos
Technology business insurance: Do I need it?
Technology business insurance protects IT and other tech companies from unexpected lawsuits and other risks. It can be required by state law or in client contracts.
A cleaning business owner wiping down a counter next to the words, "Best Cleaning Business Insurance"
Insureon videos
Do I need cleaning business insurance?
Cleaning business insurance protects janitorial services and other cleaning companies from unexpected lawsuits and other risks. It can be required by state law or in client contracts.
Jennifer Cromly, Director of Strategic Partnerships and Customer Segmentation, sitting next to the words "Insureon Celebrates Small Business Week"
Insureon videos
Insureon is proud to celebrate Small Business Week

In this video, hear directly from Jennifer Cromly, Director of Strategic Partnerships and Customer Segmentation, on why Insureon is proud to support small businesses with affordable insurance...

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