Topic

Freelance

A gig worker planning on her laptop.
Freelance
The gig economy has been on the rise for years and that means that there has been a rise in gig worker insurance to protect one’s business.
Small business owner shaking hands with contingent workers.
Human resources & hiring

For most small businesses, having a reliable team of employees is essential. But instead of hiring employees on a full-time basis, you might find that contingent workers, or temporary employees, are...

Wedding photographer taking a picture of a bride and groom.
Photo & video professionals

Photographers often need liability insurance and equipment coverage to work at weddings. Though you can purchase coverage for a one-day event, you may want a year-long policy if you frequently shoot...

Sole proprietor working in their home office.
Freelance

Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...

Two cybersecurity consultants examining client software code.
IT & technology professionals
Cybersecurity consultants can expect to see continued demand for their services, given the increasing number of cyberattacks worldwide and the cost of dealing with them.
A closeup of a person working on a laptop and graphs.
Consulting
There are several factors you’ll need to consider to help you start a consulting business, including creating a business plan, addressing risks, and protecting yourself with the right insurance.
Self-employed business owner looking at business details.
Independent contractors

Anyone who works but isn’t an employee is self-employed. This includes independent contractors, although not everyone who is self-employed is an independent contractor. The difference depends on...

Woman with a laptop drinking coffee
Starting a business

Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...

IT consultant conferring with client in server room.
IT & technology professionals
Learning how to become an IT consultant can provide numerous opportunities for IT professionals who are interested in starting a business.
Freelancer working from home on her laptop
Home-based businesses

Whether you’re running a business from home or telecommuting, working from home has risks that might not be covered by your homeowner’s or renter’s insurance. There are several policy options to...

Contractor woodworking while on the job
Construction

Subcontractors and independent contractors are sometimes required to carry insurance to comply with state laws and licensing requirements. They may also need their own insurance to qualify for...

IT freelancers connecting and networking in a co-work space
IT & technology professionals
The life of an IT freelancer offers flexibility and independence. However, IT freelancing can also be challenging, especially when it comes to finding new clients.
Two men shaking hands in an office
Independent contractors
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
Woman fixing a computer
IT & technology professionals
Do you have what it takes to be a freelance computer technician? Find out what knowledge and technical skills you'll need to be successful in this profession.
Three people looking at a chart on a computer.
Consulting
A marketing consultant can help businesses improve branding and develop strategies to better reach customers.
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