How workers' comp insurance can protect employers and employees
Small business owners are the heart of every community. They make things work and dream big. We protect those dreams by providing the right policies.
Careful. Workers' compensation insurance is required in most states. It covers medical expenses, ongoing care costs, and lost wages due to work-related injuries for you and any employees you may have.
[video: an illustrated header displays the text: "Workers' Compensation Insurance; Medical expenses; Ongoing care costs; Lost wages"](car horn beeps) You wanna have a policy in place before you hire your first employee and for yourself. Even in states where it's not the law, it's usually a good idea to have it in order to protect yourself from a lawsuit.
[video: an illustrated header displays the text: "Have your policy in place before... You hire your first employee and for yourself; Protect yourself from lawsuits"]Let's say an employee gets hurt on the job and sues you. In most states, workers' comp will handle attorney's fees, court costs, settlements, or judgments. More than that, sole proprietors and independent contractors can buy workers' comp for themselves to ensure that a workplace accident doesn't leave them unable to work.
[video: an illustrated header displays the text: "If employee gets injured on the job... Attorney's fees; Court costs; Settlements or judgments"] [video: an illustrated header displays the text: "Sole proprietors and independent contractors can buy workers' comp for themselves"]Ouch. Look at workers' compensation as something that protects you and employees alike, whether you're on a construction site or in an office all day that's peace of mind in one policy.
[video: an illustrated header displays the text: "Workers' compensation protects both you and your employees alike"](fireworks exploding) Compare quotes and get the right policy or your business at insureon.com now.
[video: an animated header displays the Insureon logo]This short video explains how Insureon helps small business owners protect their dreams by offering workers’ compensation insurance. We give you a quick overview of how a workers’ comp policy can provide important protection against medical expenses and lost wages related to workplace injuries.
Most states require you to have workman's comp if your business has employees.
Find an affordable workers' comp policy with Insureon
Complete Insureon’s easy online application today to compare quotes from leading insurance companies. You can also consult with an insurance agent on your business insurance needs. Once you find the right policy for your small business, you can begin coverage in less than 24 hours.
