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The Hartford
Insureon is proud to offer small business insurance quotes from The Hartford, one of our trusted partners. Founded in 1810, The Hartford is one of the most reliable and well-rated insurance companies in the nation. The company is widely recognized for its service excellence, sustainability practices, trust and integrity.
AM Best rating: A+
Customer rating: 4.8/5 for business claims
Location: Hartford, CT
Specialty: Property and casualty insurance, group benefits, mutual funds
Why should I choose The Hartford?
The Hartford is a leading insurer and one of Insureon's best options for buying small business insurance. The company's expert agents, streamlined process, and wide variety of insurance products provide small businesses with the protection they need. The Hartford supplies quotes quickly, so Insureon's free online application can retrieve quotes for policies.
The Hartford features 24/7 access to a number of useful services, anytime and anywhere:
- Go paperless to receive documents and statements via email
- Send documents electronically with an easy upload feature
- Get most certificates of insurance instantly
- File a claim at your convenience
- Track status and payments with real-time updates
What business insurance products does The Hartford sell?
These are the top insurance policies sold by The Hartford. You can also view all business insurance policies offered through Insureon.
Business owner's policy
A business owner's policy (BOP) from The Hartford combines three types of coverage at an affordable price: commercial property insurance, general liability insurance, and business interruption insurance.
Workers' compensation insurance
Workers' compensation insurance covers costs if one of your employees suffers a work-related injury or occupational disease. It also helps pay for legal expenses if an employee blames their injury on workplace negligence.
Most states require workers' comp as soon as you hire your first employee.
General liability insurance
A general liability policy provides financial protection against common accidents, such as a customer injury or property damage at your place of business. It also covers advertising injuries ranging from reputational harm to copyright infringement.
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Commercial auto insurance
Commercial auto insurance covers costs when a vehicle owned by a business is involved in an accident. Most states require this coverage for vehicles registered to a business.
Your personal auto insurance won't protect you when you're driving for work purposes, which is why business owners invest in this policy. Others choose hired and non-owned auto insurance (HNOA) for personal, rented, and leased vehicles that are driven for work.
Errors and omissions insurance
Errors and omissions insurance (E&O) provides crucial protection for professionals who are experts in their field. This policy covers costs when you make a mistake in your work, fail to complete a project on time, or face an accusation of professional negligence.
You may sometimes see this policy referred to as professional liability insurance or malpractice insurance, depending on the profession.
Commercial umbrella insurance
Umbrella insurance helps pay for the most expensive lawsuits by boosting the policy limits on other types of liability insurance. Once the limit is reached on your general liability, employer's liability, or commercial auto insurance, this policy kicks in to provide additional coverage.
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Select your state to learn about insurance requirements for your small business.
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View video transcript.
As a small business owner, you know it’s important to work with first-rate carriers when it comes to choosing the best small business insurance. With Insureon, you'll get free quotes from top-rated insurers. And our expert agents can answer any questions you have.
While every small business is different, many companies share similar risks. Insureon offers the best business insurance coverage at affordable costs.
Most small businesses require general liability insurance for common business risks, such as bodily injury and customer property damage.
For businesses looking to save money, a business owner's policy, or BOP, bundles general liability coverage and commercial property insurance into one policy.
Unhappy clients? Professional liability insurance, also known as errors and omissions, helps cover your legal expenses in event of a lawsuit.
Required in most states, workers’ compensation insurance assists with work-related injury costs and lost wages.
Do you handle customer data and information? Cyber liability insurance covers financial losses resulting from data breaches and cyberattacks.
If your business owns vehicles, then you probably need commercial auto insurance. It’ll cover legal bills, medical expenses, and property damage to company-owned vehicles.
With so many companies offering nationwide coverage, there's no shortage of insurance options. Insureon can help match you with the right A-rated insurance providers. Insureon is your number one marketplace for small business insurance.
Who does The Hartford serve?
How much does small business insurance cost?
From our customer data, here's a quick look at median costs for small businesses:
Business owner's policy: $57 per month
General liability: $42 per month
Workers' comp: $45 per month
View small business insurance costs.
Factors such as business income and number of employees affect your premium. Start a free application to see insurance costs for your business.
How do I get insurance for my business?
Insureon can help you find the right insurance for your small business. It's an easy three-step process:
- Fill out our free online application. We'll ask for basic information about your business, such as revenue and number of employees.
- Review quotes from our trusted carriers, such as The Hartford, and choose a policy.
- Pay for your policy online and download a certificate of insurance.
Most small business owners can buy a policy and get proof of insurance on the same day they apply for quotes. Note that you won't see quotes from all carriers, only those that match your risks.