Topic

General liability insurance

Two people reading a certificate of insurance form
Business insurance tips
How to read a certificate of insurance form
A certificate of insurance form establishes proof of insurance and summarizes your coverage on one page. Here's how to read and use a certificate of insurance.
Two business people comparing insurance policies.
General liability insurance
Occurrence vs. claims-made insurance: Why it matters
Occurrence and claims-made insurance policies differ both in coverage and in cost. Find out what each type of policy offers before you buy insurance for your small business.
Building addition to residential house with new foundation.
Construction
How a builder’s risk insurance policy can protect your business

Builder’s risk insurance protects construction companies, contractors, and subcontractors from losses caused by damages to buildings in progress. See if this short-term property insurance policy can...

A couple signing paperwork
Business insurance tips
Additional insured vs. loss payee: What’s the difference?
Additional insureds and loss payees can both collect benefits from your business insurance policy, but they’re not the same thing.
Two men shaking hands in an office
Independent contractors
Contractor vs. subcontractor: What's the difference?
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
Person signing insurance and bonding documents.
Surety bonds
What does it mean to be bonded and insured?
Business insurance and bonds protect your business from financial losses and help you win clients.
Architects and engineers closely examining a project plan.
Building design
Why architects and engineers face negligence lawsuits

The career of a well-established architect or engineer can end with a single lawsuit. Learn how leveraging additional project reviews and maintaining good communication can help avoid a devastating...

Real estate agent welcoming couple to open house
Real estate
Real estate risk management: How to avoid common threats

A real estate risk management plan can help avoid common risks by lining out industry best practices, such as keeping open houses safe, being transparent with clients, and staying up to date on...

Coworkers gossiping.
Social media marketing
Top social media risks for businesses

An increasing number of businesses are establishing a presence on social media. With more brand awareness comes more responsibility – and a higher risk of lawsuits. Learn about the activities you...

A construction worker falling off a ladder.
Professional liability / E&O
6 small business practices that increase liability exposure
Decreasing your liability exposure is critical to the success of your business.
Judge holding a gavel
General liability insurance
Libel vs. slander in business: What’s the difference?
It’s important for business owners to know the difference between slander and libel and how to protect themselves from both risks.
Man stands by a van full of cleaning supplies.
Cleaning services
How to get commercial cleaning contracts
Cleaning contracts are a great way to manage client expectations. Learn more about the best ways to get commercial cleaning contracts for your business.
Friends at a bar.
Liquor liability insurance
Host liquor liability vs. liquor liability: Which do you need?

Depending on the type of business you own, you will need to invest in either host liquor liability or liquor liability insurance. Read on to learn the difference and decide which one is the right...

Person evaluating risk report
Small business insurance
What is risk avoidance?
Without a risk avoidance plan, your organization’s assets could be susceptible to potential losses. Learn how to reduce the level of risk for your business.
Frustrated man with a laptop
Professional liability / E&O
Professional negligence vs. ordinary negligence: Is your small business at risk?
Accusations of either professional negligence or ordinary negligence can land your business in court. Learn the risks of both to your business and how to protect against lawsuits.
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