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Why do podiatrists need insurance?
Podiatry practices face numerous risks. A delivery person could slip at your office, or a patient might file a lawsuit if their plantar fasciitis worsens. Podiatrist insurance covers a wide scope of losses and liabilities that could have a negative impact on the success of a small practice. It also helps you comply with state laws and other requirements.
Find the right coverage
Insureon helps podiatrists find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
What types of business insurance do podiatrists need?
These insurance policies cover the most common risks of podiatry services.
General liability insurance
This policy covers basic risks faced by foot doctors and DPMs, including slip-and-fall injuries in your office. It's often required for commercial leases.
BEST FOR
- Slip-and-fall accidents
- Damaged patient property
- Libel and other advertising injuries
Business owner’s policy
A BOP bundles commercial property insurance and general liability coverage in one plan. It's usually the most cost-effective type of commercial insurance for podiatrists.
BEST FOR
- Slip-and-fall accidents
- Damaged patient property
- Business property damage and theft
Workers’ compensation insurance
Most states require workers' comp for foot care clinics that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Disability benefits
- Lawsuits over employee injuries
Professional liability / medical malpractice
A professional liability policy protects podiatrists and foot health practitioners from legal expenses related to their business decisions. It's sometimes called malpractice insurance.
BEST FOR
- Orthotics that worsen a foot problem
- Accusations of negligence
- Professional errors
Commercial auto insurance
Most states require commercial auto insurance for vehicles owned by a podiatry clinic. It helps pay for legal costs and property damage from an auto accident.
BEST FOR
- Damage caused by your vehicle
- Medical bills from an auto accident
- Vehicle theft and vandalism
Cyber insurance
This policy helps podiatry offices survive data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive data.
BEST FOR
- Customer notification expenses
- Data breach lawsuits
- Fraud monitoring costs
Looking for different coverage? See more policies.
How much does business insurance cost for medical professionals?
A small podiatry clinic will pay less for insurance than a larger business.
Factors that affect premiums include:
- Healthcare services offered
- Medical equipment and property
- Business income
- Types of insurance purchased
- Policy limits and deductibles
How do I get podiatrist insurance?
It's easy to get podiatry business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your podiatry clinic, whether you work independently or hire employees.
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