Insurance for hair salons and stylists in Ohio

If you have a commercial lease, your property manager may require you to purchase general liability insurance. Commonly purchased by hair salons and stylists in Ohio, from Akron to Columbus, general liability insurance can protect your business from expenses associated with common mishaps, such as client property damage and injuries.

State law in Ohio requires every small business with employees to provide workers’ compensation insurance through the state fund. Ohio also requires commercial auto insurance for all commercial vehicles.

The most common policies for beauty salons in Ohio vary depending on revenue, client contracts, partnerships, and other factors.

According to an analysis of Insureon applications, the typical beauty salon in Ohio can expect to pay more than the national median for some types of business insurance and less than the national median for other types.

For example, the median annual cost of professional liability insurance for a hair salon in the state is $500, slightly more than the national median of $480. On the other hand, the median annual premium for general liability insurance is $425, $75 less than the national median.

Insureon’s industry-leading technology helps beauty salons and hairstylists in Ohio save time and money shopping for insurance by comparing policies from top U.S. carriers. Start a free online application to review quotes for the policies that best fit your business. Our insurance agents are licensed in Ohio and can answer your questions as you consider coverage.

To make the application go quicker, have this information ready:

• Workforce details, such as the number and types of employees
• Current and projected revenue
• Business partnerships
• Insurance history and prior claims
• Commercial lease insurance requirements

Apply for free insurance quotes for beauty salons today.