How much does printing business insurance cost?

Printing and copying businesses pay a median premium of about $40 per month, or $485 per year, for general liability insurance. This policy provides financial protection for third-party bodily injuries and property damage, along with advertising injuries.

Insureon’s licensed agents typically recommend a business owner’s policy (BOP) over a standalone general liability policy. A BOP combines general liability insurance with commercial property insurance to protect printing and copying offices and equipment, and costs less than purchasing each policy separately.

Among printing and copying businesses that purchase general liability with Insureon, 21% pay less than $400 per year and 62% pay between $400 and $600 per year. High-risk businesses, such as those with a busy storefront, can expect to pay more for this policy.

Policy limits determine how much your insurer will pay on covered claims. A per-occurrence limit is the maximum your insurer will pay for a single incident, while an aggregate limit is the most your insurer will pay on any claims during your policy period, typically one year.

Most printing and copying businesses (95%) choose general liability policies with a $1 million per-occurrence limit and a $2 million aggregate limit. As your small business grows, you may need to expand your policy limits.

Learn which coverage limits to choose, how to save money on your policy, and more on Insureon's general liability insurance cost analysis page.

The median premium for workers’ compensation insurance is less than $90 per month, or $1,071 per year, for printers and copiers. This policy helps cover medical bills and partial lost wages when an employee suffers a work-related injury or illness.

To meet state requirements and avoid penalties, printing and copying businesses with employees typically must purchase this policy. Sole proprietors should also consider buying workers' comp, as it covers work injury costs that health insurance could exclude.

Among printing and copying businesses that purchase workers’ compensation insurance with Insureon, 42% pay less than $800 per year and 21% pay between $800 and $1,600 per year. The cost depends on the number of employees and their level of occupational risk, among other factors.

Learn how workers' comp premiums are calculated and more on Insureon's workers' compensation insurance cost analysis page.

Printing and copying businesses pay a median premium of less than $65 per month, or $761 per year, for a business owner’s policy. This policy combines general liability insurance with commercial property insurance, typically at a lower rate than if the policies were purchased separately.

A BOP protects against third-party injuries and property damage, along with damage to your own business property. Because of its increased coverage and affordability, it’s the policy most often recommended by Insureon’s licensed agents.

Among printing and copying businesses that purchase a business owner’s policy with Insureon, 30% pay less than $600 per year and 47% pay between $600 and $1,200 per year. The cost depends on the value of your business property, such as an owned building or printing equipment.

Learn how to save money on your policy, which coverage limits to choose, and more on Insureon's business owner's policy cost analysis page.

Cyber liability insurance is vital for printing and copying businesses that handle sensitive information, such as credit card numbers. Also called data breach insurance, it helps cover the costs of lawsuits, notifying affected customers, and other expenses related to cyber risks.

The median premium is about $140 per month or $1,675 per year for Insureon's small business customers.

Factors such as the amount of sensitive data stored by your business, annual revenue, and coverage limits all determine how much you will pay for cyber liability insurance.

Learn how to save money on your policy, which coverage limits to choose, and more on Insureon's cyber liability insurance cost analysis page.

Commercial auto insurance is required in almost every state for business-owned vehicles. This policy costs small businesses a median of $142 per month or $1,704 per year.

Commercial auto insurance rates depend on the value of your vehicles and how much your employees drive. As with personal auto insurance, it costs more to insure expensive vehicles and additional drivers.

Learn how coverage limits and other factors affect the cost of this policy on Insureon's commercial auto insurance cost analysis page.