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Business insurance tips

Is seasonal business insurance right for your business?
While seasonal business insurance is an option for some, most business owners would benefit from investing in continuous coverage for their small business.
How to protect your tech company from 6 common startup business risks
Every tech startup faces business risks, from funding issues to legal troubles. Here are some of the most common startup business risks for tech companies and how to protect against them.
What is a workers’ compensation insurance audit?

Your business may change over time and look different from what you originally estimated when you purchased workers’ compensation insurance. Learn about what to expect when your insurer performs an...

How to read a certificate of insurance form
A certificate of insurance form establishes proof of insurance and summarizes your coverage on one page. Here's how to read and use a certificate of insurance.
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Small business owner looking for insurance quotes on their tablet.
When should small business owners consider switching insurance companies?

Having the right small business insurance is important. And re-evaluating your business’ insurance needs regularly is just as important. One step is to make sure you’re working with the right...

Occurrence vs. claims-made insurance: Why it matters
Occurrence and claims-made insurance policies differ both in coverage and in cost. Find out what each type of policy offers before you buy insurance for your small business.
Construction insurance vs. surety bond: What’s the difference?
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
Insurance claim or suit? Know the difference and if you're covered
What's the difference between an insurance claim and a suit? Read the below story about Ritrama's claims and suits to learn the important distinction between the two.
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Small business owner looking for insurance quotes on their tablet.
Additional insured vs. loss payee: What’s the difference?
Additional insureds and loss payees can both collect benefits from your business insurance policy, but they’re not the same thing.
How to conduct a business insurance inventory for your small business
Keeping a detailed inventory of your business assets is crucial in making sure you’re fully covered in the event that you need to file a claim with your insurance company.
Questions to ask your business insurance agent
Before buying commercial insurance, small business owners should research what different policies cover, how much they cost, and how to save money on business insurance.
Host liquor liability vs. liquor liability: Which do you need?

Depending on the type of business you own, you will need to invest in either host liquor liability or liquor liability insurance. Read on to learn the difference and decide which one is the right...

How to write an insurance cancellation letter
If you need to cancel a small business insurance policy for some reason, be sure to follow your insurer's procedures and to file a written cancelation letter.
8 top tips: how to compare small business insurance quotes
These 8 steps can help you compare business insurance quotes and find the right coverage for your business.
8 workplace safety tips for employers
Cultivating a safe work environment protects your employees and your business, in addition to saving you money.

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