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What is a contingent worker, and how can they help your small business?

For most small businesses, having a reliable team of employees is essential. But instead of hiring employees on a full-time basis, you might find that contingent workers, or temporary employees, are...

What is the difference between self-employed business owners vs. sole proprietors?

Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...

Do I need a business license as an independent contractor?
Whether you need a business license as an independent contractor depends on your profession and where you work. Some licenses also require you to carry business insurance.
The small business owner's guide to contractor liability insurance
While many independent contractors buy insurance for themselves, you may need to provide some types of insurance for the contractors you hire as a way of covering their liabilities and your own.
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What is the difference between self-employed business owners vs. independent contractors?

Anyone who works but isn’t an employee is self-employed. This includes independent contractors, although not everyone who is self-employed is an independent contractor. The difference depends on...

How to become a general contractor

Becoming a general contractor requires a combination of education and hands-on work experience. You might start off in a particular building trade and work your way up to general contracting, or...

Sole proprietor vs. independent contractor: What’s the difference?

Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...

What insurance do you need if you work from home?

Whether you’re running a business from home or telecommuting, working from home has risks that might not be covered by your homeowner’s or renter’s insurance. There are several policy options to...

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Project insurance vs. traditional business insurance: Understanding the differences

Knowing the differences between project insurance and traditional business insurance can help business owners make informed decisions, protect their businesses legally and financially, as well as...

Are subcontractors required to have insurance?

Subcontractors and independent contractors are sometimes required to carry insurance to comply with state laws and licensing requirements. They may also need their own insurance to qualify for...

Contractor vs. subcontractor: What's the difference?
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
Employee vs. contractor: How to make the right choice

While employees and independent contractors both complete work for your business, they have two different roles in your organization. Find out whether you should make your next hire an employee or a...

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