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General liability insurance

How small businesses can reduce liabilities

Every small business has liabilities, which can lead to pricey lawsuits. Knowing how to reduce your company’s liability and secure a financial cushion can help you protect your business from costly...

General liability vs. Commercial auto: What's the difference?

Not sure whether your small business needs general liability insurance, commercial auto insurance, or both? While they might sound alike, these policies cover very different risks. In this video,...

Why is commercial insurance so expensive?

If you’re a small business owner, you’ve probably noticed your commercial insurance costs creeping up over the past few years. While this can be frustrating, there are several factors that play into...

What is action over exclusion in insurance?

If someone gets hurt on a job site and multiple companies are involved, a clause known as "action over exclusion" could remove insurance coverage when you need it most. Learn more about the action...

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General liability insurance vs. Business owner's policy (BOP): What’s the difference?

In this video, we provide a side-by-side comparison of general liability insurance and a business owner's policy (BOP). Both policies offer protection against common liability risks at your place of...

How to start an insurance agency: Step-by-step

Understanding the startup costs and legal requirements are the first steps in building an insurance business. Learn the difference between an insurance agency and an MGA, how to get a license for...

Roofing license requirements in 2025
Roofing is a specialized construction trade that has specific licensing requirements depending on where you’re located. We’ll break down what you need, state-by-state.
Painting license requirements in 2025

While it may seem like all you need is to pick up a brush, painting is a trade that often requires specific licensing, as well as insurance and construction bonds. Find out what’s needed, depending...

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How to get commercial cleaning contracts
Cleaning contracts are a great way to manage client expectations. Learn more about the best ways to get commercial cleaning contracts for your business.
Builder's risk vs. general liability insurance: Side-by-side

In this video, we provide a side-by-side comparison of builder's risk and general liability insurance. Both policies offer protection against common occurrences during the course of a construction...

Be prepared with a commercial insurance renewal checklist

Just like going to the doctor for a checkup every year, it's critical to do the same for your business. One way to keep your company healthy is to assess your insurance coverage and current policies...

A guide to the best vendor insurance

Vendors like artisans, bakers, and concessionaires face unique risks, and often need insurance to appear at a venue. Learn how vendor liability insurance can protect your business and provide you...

Best wedding photographer insurance for one-day events

Photographers often need liability insurance and equipment coverage to work at weddings. Though you can purchase coverage for a one-day event, you may want a year-long policy if you frequently shoot...

Plumbing license requirements in 2025

The licensing, insurance, and bonding requirements for plumbers vary by state. Having the right insurance and bonding can help keep you financially protected, and may be required for some jobs within...

How to develop a loss control program

Loss control refers to the process of taking proactive steps to identify and address potential risks in a business to reduce losses and support workplace safety. Insurance companies encourage the...

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