I'm self-employed; do I need workers' comp insurance?
Required in most states, workers’ comp protects employees from on-the-job injuries.
And while self-employed individuals and independent contractors are exempt from coverage requirements, they might purchase a policy to fulfill a contract or cover medical bills and lost wages from a work-related injury.
In most cases, personal health insurance won’t cover work-related mishaps or lost income from an injury on the job.
Depending on your state, if you hire subcontractors, you may be required to provide workers’ compensation for them.
Finding the right policy is easy. Get workers’ compensation quotes from Insureon today. Click the link to get started.
As a self-employed individual with no employees, you’re typically exempt from workers’ compensation requirements. However, in some instances, carrying workers’ comp can greatly benefit you and your business. In this video, we’ll detail the positive side of purchasing workers' compensation insurance.
This policy can help pay for:
- Medical bills from a work-related injury or illness
- Disability benefits
- Death benefits
Get insurance for your business with Insureon
Complete Insureon’s easy online application today to compare insurance quotes from leading insurance companies. You can also consult with an insurance agent on your business insurance needs. Once you find the right policy for your small business, you can begin coverage in less than 24 hours.
