Physician Assistant Insurance

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Why do physician assistants need business insurance?

Working as a physician assistant (PA) can be a rewarding experience, but it also leaves you vulnerable to risks. Sometimes your employer's insurance, or that of a temporary agency, may not protect you. Business insurance provides peace of mind and risk management against lawsuits and injuries that might otherwise overwhelm your small business.

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One application, multiple quotes

Insureon helps physician assistants get quotes for professional liability and other business insurance from top U.S. insurance companies online.

Get several quotes with one easy application.

What types of insurance do physician assistants need?

These coverage options protect against risks faced by physician assistants and related healthcare professionals.
General liability insurance icon

General liability insurance

This policy helps pay for lawsuits from common accidents, such as a senior citizen who trips and breaks a hip. It's often required for a commercial lease.

BEST FOR
  • Slip-and-fall accidents
  • Damaged patient property
  • Libel and other advertising injuries
Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for physician assistants to combine commercial property insurance with a general liability insurance policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged patient property
  • Stolen or damaged medical tools
Medical malpractice icon

Professional liability / medical malpractice

Professional liability coverage, also called medical malpractice insurance, covers defense costs if a patient sues a physician assistant for an error, such as administering the wrong medication.

BEST FOR
  • Failure to deliver promised services
  • Accusations of negligence
  • Mistakes or oversights (e.g., failing to administer first aid)
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for physician assistant practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Disability benefits
  • Legal fees from employee injuries
Commercial auto insurance icon

Commercial auto insurance

Most states require commercial auto insurance for vehicles owned by a physician assistant's business. It helps cover the cost of an accident involving your business vehicle.

BEST FOR
  • Damage caused by your vehicle
  • Medical bills from an auto accident
  • Vehicle theft and vandalism
Cyber insurance icon

Cyber insurance

This policy helps physician assistants pay costs associated with data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.

BEST FOR
  • Customer notification expenses
  • Data breach lawsuits (e.g., HIPAA data compromised)
  • Fraud monitoring costs
Looking for different coverage? See more policies.

How much does business insurance cost for medical professionals?

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A healthcare clinic with only a few physician assistants will pay less for PA malpractice insurance and other coverages than a larger practice.

Factors that affect premiums include:

  • Healthcare professional services offered
  • Medical equipment and property
  • Years and types of experience (e.g., full-time or part-time)
  • Types of insurance policies purchased (e.g., occurrence coverage vs. claims-made policy with tail coverage)
  • Policy limits and deductibles 
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How do I get physician assistant liability insurance?

It's easy to get physician assistant malpractice insurance and other policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance plans and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance products for PAs and other healthcare providers (e.g., nurse practitioners), whether you work independently or hire employees.

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