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Why do glass and glazing contractors need insurance?
Working with something as sharp and fragile as glass means high liability. Business insurance protects glass companies and glaziers from medical bills and other unexpected costs. It can cover a lawsuit filed by an injured customer, or accidental damage to a window pane. Some policies, like workers' compensation, are required by law.
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Glass and glazing small business owners can save money by comparing quotes from top insurers.
Fill out Insureon's easy online application to get free quotes and advice from an agent who knows your insurance needs.
What types of insurance do glass and glazing professionals need?
These insurance policies cover the most common glazier risks.
General liability insurance
A general liability policy covers basic third-party business risks, such as a customer injured by broken glass. It may be required for a commercial lease, loan, or contract.
BEST FOR
- Customer bodily injuries
- Damaged customer property
- Product liability insurance
Business owner's policy
A business owner's policy, or BOP, is a cost-effective way for glass installers to buy general liability coverage and commercial property insurance together.
BEST FOR
- Accidental damage to a customer's property
- Customer injuries
- Business property damage
Workers’ compensation insurance
Most states require workers' comp for glass and glazing businesses that have employees. It also protects sole proprietors from work-related medical bills that health insurance might deny.
BEST FOR
- Employee medical expenses
- Disability benefits
- Employee injury lawsuits
Commercial auto insurance
This insurance covers the cost of accidents involving your glass company's vehicle. Most states require it for business-owned vehicles.
BEST FOR
- Medical payments from an auto accident
- Property damage from an accident
- Vehicle theft and vandalism
Contractor’s tools and equipment insurance
This policy helps pay for repair or replacement of glass cutters, vacuum cups, and other glass and glazing tools if they are lost, stolen, or damaged. It's a type of inland marine insurance.
BEST FOR
- Equipment less than five years old
- Equipment that travels to job sites
- Small tools
Cyber insurance
Cyber insurance helps cover the cost of a data breach or cyberattack at your glass installation company. It's sometimes called cyber liability insurance or cybersecurity insurance.
BEST FOR
- Data breach notification costs
- Fraud monitoring services
- Cyber incident investigations
Looking for different coverage? See more policies.
How much does insurance cost for installation businesses?
A small business with a few workers will pay less for insurance than a large company.
Factors that affect premiums include:
- Installation services offered
- Business property and equipment
- Business revenue
- Types of insurance coverage purchased
- Policy limits and deductibles
How do I get glass installation insurance?
It's easy to get glass installation business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right property and liability coverage for your glass and glazing business, whether you work independently or hire employees.
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