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Why do screen printers need insurance?
Printers depend on their equipment working smoothly. If a fire destroys your screen printing machine, commercial property insurance can cover the cost of a replacement. Errors and omissions insurance covers your legal bills if someone sues over a mistake or a delay. Insurance helps you recover quickly from accidents and lawsuits, paving the way for your shop's success.
Find the right coverage
Insureon helps screen printing businesses find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
What types of business insurance do screen printers need?
These insurance policies cover common risks of screen printing businesses.
General liability insurance
A general liability policy covers the basic risks of interacting with customers, such as a slip-and-fall injury that causes a concussion. This coverage is often required for a commercial lease.
BEST FOR
- Customer bodily injuries
- Damaged customer property
- Product liability insurance
Workers’ compensation insurance
Most states require workers' comp for screen printing companies that have employees. It also protects sole proprietors from workplace injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Disability benefits
- Lawsuits from employee injuries
Business owner's policy
A business owner's policy, or BOP, is a cost-effective way for screen printing shops to buy general liability coverage and commercial property insurance together.
BEST FOR
- Customer accidents
- Business property damage
- Business interruption incidents
Errors and omissions insurance
E&O insurance covers legal costs related to print quality, such as a customer who sues over a batch of imperfect T-shirts. It's also referred to as professional liability insurance.
BEST FOR
- Failure to meet a screen printing deadline
- Typos and other printed mistakes
- Customer dissatisfaction with print quality
Cyber insurance
This policy helps screen printing businesses survive data breaches and cyberattacks by paying for customer notifications, data recovery, and other related expenses.
BEST FOR
- Customer notification expenses
- Fraud monitoring costs
- Data recovery efforts
Commercial auto insurance
This policy covers legal expenses and repairs if a vehicle owned by your screen printing business is involved in an accident. Each state has its own laws for auto liability insurance.
BEST FOR
- Property damage caused by your vehicle
- Injuries caused by your vehicle
- Vehicle theft and vandalism
Looking for different coverage? See more policies.
How much does printing business insurance cost?
A printer who works independently can expect to pay less for insurance than a larger printing business.
Factors that affect premiums include:
- Services offered, such as custom embroidery or screen printing services
- Business property and equipment
- Business income
- Types of insurance purchased
- Policy limits and deductibles
How do I get screen printer insurance?
It's easy to get screen printing business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your printing business, whether you work independently or hire employees.
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