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Insureon Small Business Blog

The business owner’s guide for managing risk – and your business.

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Small business insurance
Landlords often require business owners to carry commercial lease insurance. Learn why you may need to purchase tenant insurance before signing a lease, and the types of coverage you may need to carry.
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Recent posts

An architect reviewing blueprints with a client
Building design
The licensing, insurance, and bond requirements for architects vary by location and the amount of education and experience they have.
Wedding photographer taking a picture of a bride and groom.
Photo & video professionals

Photographers often need liability insurance and equipment coverage to work at weddings. Though you can purchase coverage for a one-day event, you may want a year-long policy if you frequently shoot...

A group of people reviewing papers and graphs.
General liability insurance

Just like going to the doctor for a checkup every year, it's critical to do the same for your business. One way to keep your company healthy is to assess your insurance coverage and current policies...

A stylized map of the United States
Workers' compensation insurance
The cost of your business's workers' compensation insurance varies state by state.
Electrician fixing light bulb wiring
Construction

The licensing, insurance, and bonding requirements for electricians vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some jobs...

An engineer reviewing project details on their computer
Building design

The licensing and insurance requirements for engineers vary by state. Having the right insurance and licensing can help keep you financially protected and may be required for some jobs within the...

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Small business owner looking for insurance quotes on their tablet.

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Business insurance tips

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A group of people reviewing papers and graphs.
General liability insurance

Just like going to the doctor for a checkup every year, it's critical to do the same for your business. One way to keep your company healthy is to assess your insurance coverage and current policies...

A closeup of a woman's smile at the dentist.
Healthcare professionals
A dental malpractice claim can be expensive, with settlement costs ranging from tens of thousands to $1 million or more. You can reduce your chance of a claim through communication and documentation.
A small business owner looking up different insurance policies on their laptop
Small business insurance
Additional interest and additional insured endorsements both add third parties to an insurance policy, but they differ in the amount of coverage they provide.

Growing a business

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A closeup of a calculator, a computer, and a person writing their tax deductions on a paper.
Taxes
There are a number of business tax deductions that can help you save money. Learn about which deductions your small business could be eligible for this year.
A photographer takes a photo at a winter session.
Photo & video professionals

If you want to grow your photography business, you’ll need to expand your client roster. There are a variety of ways to attract new customers to your photography business, like developing a solid...

A military father embracing his young son.
Starting a business

From government programs to private and nonprofit sectors, there are many resources to help veterans in business their small business endeavors. The organizations listed here can help veterans...

Starting a business

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An architect reviewing blueprints with a client
Building design
The licensing, insurance, and bond requirements for architects vary by location and the amount of education and experience they have.
Electrician fixing light bulb wiring
Construction

The licensing, insurance, and bonding requirements for electricians vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some jobs...

An engineer reviewing project details on their computer
Building design

The licensing and insurance requirements for engineers vary by state. Having the right insurance and licensing can help keep you financially protected and may be required for some jobs within the...

Freelancing

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Wedding photographer taking a picture of a bride and groom.
Photo & video professionals

Photographers often need liability insurance and equipment coverage to work at weddings. Though you can purchase coverage for a one-day event, you may want a year-long policy if you frequently shoot...

Two cybersecurity consultants examining client software code.
IT & technology professionals
Cybersecurity consultants can expect to see continued demand for their services, given the increasing number of cyberattacks worldwide and the cost of dealing with them.
A gig worker planning on her laptop.
Freelance
The gig economy has been on the rise for years and that means that there has been a rise in gig worker insurance to protect one’s business.

Data security for small businesses

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A cybersecurity consultant reviews a client's cyber policy with them
Business interruption insurance

As the saying goes, "time is money," and when data breaches and other issues stand in the way of doing business, they can add up to real dollars lost. Find out how business interruption coverage in...

An IT technician completes a checklist in a server room.
IT & technology professionals

Miscommunications, data breaches, and poor business protocols can lead to costly lawsuits for information technology consultants. Reduce your risk by protecting yourself with errors and omissions...

A cluttered workspace shown from above.
IT & technology professionals
Every tech startup faces business risks, from funding issues to legal troubles. Here are some of the most common startup business risks for tech companies and how to protect against them.

Human resources and hiring

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An office worker suffering wrist pain
Workers' compensation insurance

Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp insurance works, and what you need to know as a business...

Small business owner shaking hands with contingent workers.
Human resources & hiring

For most small businesses, having a reliable team of employees is essential. But instead of hiring employees on a full-time basis, you might find that contingent workers, or temporary employees, are...

A small business owner meeting with an HR representative in an office with glass walls.
Employment practices liability
When you suspect that an employee has been stealing from your business, there are a few best practices you can utilize to prepare and respond to this situation.

Insureon video library

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Jennifer Cromly, Director of Strategic Partnerships and Customer Segmentation, sitting next to the words "Insurance for Technology Business"
Insureon videos
Technology business insurance protects IT and other tech companies from unexpected lawsuits and other risks. It can be required by state law or in client contracts.
A cleaning business owner wiping down a counter next to the words, "Best Cleaning Business Insurance"
Insureon videos
Cleaning business insurance protects janitorial services and other cleaning companies from unexpected lawsuits and other risks. It can be required by state law or in client contracts.
Jennifer Cromly, Director of Strategic Partnerships and Customer Segmentation, sitting next to the words "Insureon Celebrates Small Business Week"
Insureon videos

In this video, hear directly from Jennifer Cromly, Director of Strategic Partnerships and Customer Segmentation, on why Insureon is proud to support small businesses with affordable insurance...

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