Topic

Surety bonds

Cleaning employees spraying and wiping down an office desk and computer.
Cleaning services
Steps to get your cleaning business bonded and insured – and how much it costs
Getting your cleaning business bonded and insured can lower risks and help you grow your business. Learn what you need to do, and how much it will cost you.
Two janitors with cleaning equipment
Cleaning services
What licenses and insurance are needed to start a cleaning business?

Your cleaning business may need licenses, bonds, and commercial insurance to operate legally. While it might seem like a lot, these added forms of protection can provide peace of mind for your...

Contractors and a businessman review building plans.
Independent contractors
The small business owner's guide to contractor liability insurance
While many independent contractors buy insurance for themselves, you may need to provide some types of insurance for the contractors you hire as a way of covering their liabilities and your own.
Plumber fixing pipes in kitchen
Construction
Plumbing license requirements in 2024

The licensing, insurance, and bonding requirements for plumbers vary by state. Having the right insurance and bonding can help keep you financially protected, and may be required for some jobs within...

HVAC contractor installing unit
Installation
HVAC contractor license requirements in 2024

The licensing, insurance, and bonding requirements for HVAC professionals vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some...

Two people in helmets working on a roof.
Construction
What types of construction insurance do you need?
The construction industry is full of risks. However, there are several types of construction insurance that can keep your small business protected from the most common hazards.
A person mops in front of a caution wet floor sign.
Cleaning services
What types of business insurance do you need for a cleaning company?

General liability insurance, workers' compensation insurance, property insurance, and janitorial bonds keep your cleaning business safe from financial liabilities. Learn more about the types of...

Insurance agent discussing licenses with customers
Insurance professionals
Can you sell insurance without a license?

Starting and running your own insurance business comes with a lot of requirements, including a license to sell or broker insurance. In some instances a license isn't required, but the best way to...

Two construction contractors shake hands over building plan.
Construction
Construction insurance vs. surety bond: What’s the difference?
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
Person signing insurance and bonding documents.
Surety bonds
What does it mean to be bonded and insured?
Business insurance and bonds protect your business from financial losses and help you win clients.
A handyman fixes a vent in a house
Construction
What to know about handyman licenses and bonds
The licensing, insurance, and bonding requirements for handyman work varies by location and your state contractor licensing board. Some states have no licensing requirements.
Business person signing license paperwork
Starting a business
How to get a business license
Regardless of your type of work, you’ll likely need a small business license from your state or local government in order to operate in your industry.
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