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HVAC contractor license requirements in 2025

The licensing, insurance, and bonding requirements for HVAC professionals vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some...

What is a construction defect and are you liable for it?

If a crack forms in the wall of one of your buildings or another issue becomes evident, clients will often look to your construction company for compensation. Learn who can be held liable, and how...

How does workers’ compensation work?

Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp insurance works, and what you need to know as a business...

How to get construction contracts: Winning bids and building success
Launching a successful construction business means drafting the right business plan, defining your marketing strategy, and searching for new contract opportunities.
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Top 10 causes of accidents in the workplace and their costs
Knowing the most common workplace injuries and how to prevent them can decrease the number of workplace accidents at your business and increase your employees' safety.
The top construction risk management threats

Employee injuries, stolen equipment, and structural flaws can disrupt a construction company’s business, but you can mitigate risks by following industry best practices and choosing the right...

Protecting employees: Workers’ compensation vs. health insurance
Where health insurance coverage ends and workers' comp coverage begins can be confusing for employers and employees alike. Learn about how the two insurance policies differ from one another.
Construction insurance for 3 common contractor claims

An unhappy client might sue your construction business for building defects or work delays. Even if you weren't responsible, fighting a lawsuit can be costly and time-consuming. Learn how to protect...

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Small business owner looking for insurance quotes on their tablet.
How to prevent workplace injuries
Taking measures to ensure that your workplace is safe is cost effective and will improve employee morale.
6 tips to prevent struck-by-object accidents in the workplace

Struck-by-objects injuries are one of the Occupational Safety and Health Administration’s "fatal four" hazards, but there are measures you can take to minimize the risks. Below we identify and...

How do construction and contractor licenses and permits work?
The types of licenses that construction companies and contractors need vary by location, but most projects will at least require a building permit.
Why personal car insurance may not cover business use
Insurance companies view business drivers as bigger risks than personal drivers. That's why you may need auto insurance that specifically covers driving for work purposes.
A guide to workers' comp benefits for employers
Almost every state requires employers to carry workers’ compensation insurance for their employees. Learn about the four types of workers’ compensation benefits and how they work.
8 workplace safety tips for employers
Cultivating a safe work environment protects your employees and your business, in addition to saving you money.
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