Topic

Insurance claims

Server room with cybersecurity padlock
Cyber liability insurance
Why do cyber insurance claims cost so much?

There has never been a greater risk of cyberattacks against small businesses, and the costs have never been higher. Learn why cyber insurance claims are so expensive, and how cyber liability...

Judge banging gavel.
Business insurance tips
Insurance claim or suit? Know the difference and if you're covered
What's the difference between an insurance claim and a suit? Read the below story about Ritrama's claims and suits to learn the important distinction between the two.
A work injury claim form and stethoscope.
Workers' compensation insurance
What is considered a workers’ compensation injury?
To access workers' comp benefits, the employee and the employer must follow certain steps to ensure the injury is compensable.
Person holding ankle near construction equipment.
Workers' compensation insurance
How does a workers’ compensation claim affect the employer?

Workers’ compensation insurance protects your business and your employees in case of a work-related injury or illness, although a claim can still impact your bottom line through higher premiums and...

A front loader moves dirt on a construction site.
Construction
Construction insurance for 3 common contractor claims

An unhappy client might sue your construction business for building defects or work delays. Even if you weren't responsible, fighting a lawsuit can be costly and time-consuming. Learn how to protect...

An insurance agent shows a young couple some forms.
Insurance professionals
6 common errors and omissions claims against insurance agents
Insurance agents should take steps to protect themselves from costly errors and omissions claims, including being adequately insured themselves.
Serious man talking on phone
Insurance claims
6 mistakes small business owners make when filing insurance claims

Failing to contact your business insurance provider immediately after an accident, not documenting property damage, and admitting fault for an incident can affect your claim amount or whether you’ll...

A closeup of a man filling out a form.
Professional liability / E&O
How to make a professional liability claim in 3 easy steps
If your business is sued by a client, you should immediately begin the process of making a claim on your professional liability insurance.
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