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Compare workers’ comp rates by state
The cost of your business's workers' compensation insurance varies state by state.
What is property in transit insurance coverage?

Property in transit coverage protects your business's equipment and goods while it's on the move. It can help pay for the repair or replacement of damaged or stolen business property while located or...

Pre-employment screening tests: When are they legal?
It is crucial for your small business to avoid inadvertently discriminatory pre-employment screening tests as part of your hiring process.
What happens if your car insurance lapses?
Learn about the possible risks and penalties for letting your commercial auto insurance lapse, and what you should do if it happens.
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Commercial vs. personal auto insurance: Side-by-side
In this video, we provide a side-by-side comparison of commercial auto and personal auto insurance. No matter how you use a vehicle for your business, know that there’s coverage available.
Sole proprietor vs. independent contractor: What’s the difference?

Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...

Workers' comp insurance for multi-state businesses: 8 tips
Businesses that work across state lines have unique workers' compensation obligations. Find out how to purchase workers’ comp for your business when you have employees in multiple states.
Does workers' compensation cover out-of-state employees?

For many small businesses, workers’ compensation insurance is legally required if you have employees on staff. Workers’ compensation is regulated at the state level and the requirements vary...

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When do I need to buy workers' compensation insurance?
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
Why personal car insurance may not cover business use
Insurance companies view business drivers as bigger risks than personal drivers. That's why you may need auto insurance that specifically covers driving for work purposes.
Sole proprietorship vs. LLC: What you need to know

A sole proprietorship is a business that’s owned and operated by one person, while a limited liability company (LLC) can be formed by an individual or a group of entrepreneurs. Each has their own...

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