Janitorial business insurance helps cover expenses if a client slips on a wet floor, or a janitor drops a valuable item. It's a must-have in a profession where employees work in homes and offices, and handle client property.
Insureon helps you find property and liability coverage for the unique risks of janitorial services. Fill out one easy application to compare quotes from top insurers.
Have questions? Our licensed insurance agents will help you get the right policies at a fair cost.
These insurance policies cover common risks faced by janitorial businesses and commercial cleaning companies.
This policy provides financial protection against basic risks, such as client injuries or property damage during cleaning. Add lost key coverage for more complete protection.
Most states require workers' comp when you hire your first employee. It also protects sole proprietors from work-related medical costs that health insurance might deny.
This type of insurance covers injuries and property damage in an accident involving a janitorial company's vehicle. It also covers vehicle theft, vandalism, and weather damage.
A business owner's policy (BOP) is a cost-effective way for a small business to purchase general liability insurance and commercial property insurance together.
Commercial umbrella insurance boosts the policy limits on a janitorial business's general liability, commercial auto, and employer's liability insurance.
Janitorial bonds are a type of surety bond that protect your clients from financial loss. They provide reimbursement if a janitor steals money or property from a client.
A janitorial business with a few workers will pay less for insurance than a large company with a dozen janitors.
Other factors that affect the cost of janitor's insurance include:
It’s easy to get insurance coverage for a janitorial business if you have your business information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your janitorial business, whether you work independently or hire employees.